Q2 2017 Quarter End Report
Submitted by Kaizen Financial Advisors, LLC on July 21st, 2017THE QUARTER IN BRIEF
Kaizen Capsules
Having the Money Talk with Your Children
Submitted by Kaizen Financial Advisors, LLC on June 23rd, 2017Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William Blake, “the price of experience.
What is a Fiduciary and Why Does it Matter?
Submitted by Kaizen Financial Advisors, LLC on June 16th, 2017Friday, June 9 quietly marked an historic day in the financial services world. On that date, non-fiduciary financial advisors will now be required to forego any sales agenda and give advice that would benefit their clients or customers—or, if they decide otherwise, to explain how and why they intend to give advice that instead primarily benefits themselves and their brokerage compan
Q1 2017 Quarter End Report
Submitted by Kaizen Financial Advisors, LLC on April 21st, 2017Q1 2017 provided the highest returns for large cap stocks since 2013. In addition, other asset classes performed well. The only two laggards were bonds which were barely up for the quarter and commodities which lost 5% after a good 2016. One has to wonder, are we at the late stages of a bull market or will we keep limping along in a low growth environment?
Creative Gifting
Submitted by Kaizen Financial Advisors, LLC on March 31st, 2017Giving to a charity is easy, right? You write a check and send it off to your favorite 501(c)(3) organization, and get a full deduction for the amount on your tax return, up to 50% of your adjusted gross income.
Federal Reserve Interest Rate Hike
Submitted by Kaizen Financial Advisors, LLC on March 24th, 2017Last week the U.S. Federal Reserve Board’s Open Market Committee just raised the Fed Funds rate from 0.75% to 1.00%—the second rate hike in three months. So what should you do with your investment portfolio in light of this change?
Nothing.
Passive vs. Active
Submitted by Kaizen Financial Advisors, LLC on March 17th, 2017
Protecting Your Parents Financially
Submitted by Kaizen Financial Advisors, LLC on February 3rd, 2017People reach their peak decision-making abilities sometime in their 50s, and then decline slowly until after age 70, when the decline tends to be more dramatic. This helps explain why sweepstakes frauds, Nigerian investment schemes and other scams target seniors and retirees.
What can we do to protect our parents and ourselves from fraud and bad financ
The Power of Diversification
Submitted by Kaizen Financial Advisors, LLC on January 30th, 2017Why do we advocate for diversifying your investment holdings?
Year End Update
Submitted by Kaizen Financial Advisors, LLC on January 13th, 20172016 was another interesting year in the markets because who would have imagined record market highs at this point last year, when the indices ended the year in negative territory? Or when 2016 got off to such a rocky start, tumbling 10% in the first two weeks—the worst start to a year since 1930? The markets eventually bottomed in mid-February and began
